• Howard Gallagher

Are Home Warranties A Right Fit For You?

Updated: Mar 31

Homeownership gets more and more expensive with each year. As a homeowner you want security and peace of mind if something breaks you are covered. A comprehensive home warranty plan can give the protection you need.

What is a home warranty ? A home warranty is a service agreement that covers the repair or replacement of a covered item.This covers many items that aren’t covered in home insurance. Many builders add it to newly built properties. Homes with a home warranty coverage are more likely to sell than homes without coverage.

What is included in home warranty coverage?

Appliances such as dishwashers,refrigerators,ovens,built in microwaves , washers, dryers and garbage disposals. Home Systems like HVAC, Electrical , Plumbing, Water Heater and Plumbing Stoppage. Additional addons may include Pool/Spa, Well Pump , Sump Pump , Septic System, Water Softener, Central Vacuum, Standalone Freezer and much more.

What’s the difference between home warranty and home insurance ? Do you need both?

Home Insurance covers the structural integrity of your home. Home Warranty covers the appliances and home systems in your home. If you had a hurricane go through your town you would call your home insurance. Home Insurance would fix any structural damage however if your oven was damaged they would not fix it.

Types of Plans

We offer three plans Major Systems Plan, Major Appliance Plan and Diamond Plan. The Major Systems Plan covers the major systems in your home. The Major Appliances Plan covers the major appliances in your home. The Diamond Plan cover both major systems and appliances.

How does it work?

Typically with a home warranty plan . To request service call the claims department number and file a claim. That day or the following day you will have a contractor at your home. The contractor arrives at your home . All you pay is a service call fee for your covered item repair or replacement.

Benefits of Home Warranty Coverage

Understand everything in your home breaks down over time. As you continue to use your home then these appliances and home systems break down. You would bare the full cost of repair and replacement. The average cost to replace a water heater is $1800.With home warranty coverage you save money and time .

Are home warranties worth the cost?

If you are a new homeowner then a home warranty can help you get used to homeownership. As a renter you don’t have to worry about repairs or replacements. This is all up to the landlord. For existing homeowners you may need help with older appliances and systems. In those cases a home warranty plan is a great addition to your home.

What makes a Great Home Warranty Company?

Here at Global Home Protection.We are a nationwide home warranty company with an extensive network of licensed contractors. We have a 24/7 claims department and parts suppliers in the Carolinas. We are 5 stars on Google and Best Company. Appliances, Home Systems and much more are covered in Global Home Protection’s most comprehensive plan the Diamond Plan. Plans are as low as $1 per day. We are currently offering the Diamond Plan with a $150 off plus 2 months free promotion. Call 877-660-1621 to receive a free quote !